PATIENCE, MY SON, PATIENCE

Home Business Magazine Online

By Greg Battersby

CEO, ProBatter Sports

We live in a “now” world, with 24-hour cable news channels, Twitter, Instagram and other social media all expressing the immediacy of the moment.  It is a reflection of the seemingly universal condition of “pop-up brain,” in which our collective attention spans have become shorter and shorter.  As a result, we demand instant gratification and results in almost everything we do.  Otherwise, we simply swipe left.

Unfortunately, this currently popular approach to life isn’t ideal for building a business.  Creating a company that will hopefully be around for decades doesn’t happen overnight.  It requires patience, staying power and the ability to change to meet the moment.  The old adage “It’s a marathon, not a sprint” best describes the attitude necessary to be successful.

Truth be told, the easiest part of launching a business is designing and developing a new product that can potentially revolutionize (or at least change) the marketplace.  There are countless people out there who can identify a need and intellectually come up with a proposed solution that can be turned into a commercial endeavor.  Indeed, designing and creating such a product in the form of a prototype, is the first challenge that separates the dreamer from the businessperson.

If you’re fortunate enough to overcome that first hurdle, the second challenge is even more imposing — constructing a commercial version of that prototype that can be produced at a competitive price and, more importantly, is reliable.

If those challenges weren’t daunting enough, the final challenge could be the most difficult: convincing potential users that they should use your product versus the tried and true products they had employed for many years.

I started ProBatter Sports in the mid-90s, manufacturing and selling high-tech video pitching simulators for baseball, softball and cricket.  We were the first company to employ a three-wheel pitch head that could throw any pitch that a pitcher could throw in a real game at any speed to any location.  Combined with software we developed, we synced it up with the projected video image of an actual pitcher to simulate game-like conditions.

My youngest son, Adam, was the impetus for developing the product…and ultimately, the company.  He was a terrific scholastic baseball player who had trouble hitting off-speed pitches, which is a common problem with young players.  Adam was trained using a traditional Iron Mike at a batting cage where every pitch was the same type at the same speed to the same location.  No wonder he found it difficult to hit in a game against real pitchers who reveled in throwing different pitches at varying speeds and constantly moving the ball around.

While consumers may be enamored with “new and shiny” products, actually getting them to pay money for your new creation can be a nearly insurmountable task, particularly when it costs significantly more than existing solutions.  Moreover, there is often a mindset to overcome, typically rooted in decades of doing things a certain way.  In some instances, asking a customer to change from what they are used to doing can be difficult, irrespective of any existing limitations.

For example, while we were developing the first ProBatter simulator, we were told it took Major League Baseball 20 years to adopt the use of radar guns to measure pitch speed. We couldn’t believe it until we noticed one prominent pitching coach using a stopwatch to measure pitch speed!  Don’t ask me why he was doing it, let alone how he was getting anything close to usable results.

“Rome was not built in a day” is a truism that certainly applied to ProBatter, but fortunately, our product was initially well-received by consumers.  Still, initial reception is simply one step in building a business.  Creating the infrastructure to manufacture and sell your gotta-have, new product is the real challenge and it’s not for the faint of heart.  You will face challenges at every turn and they will drain you of every last ounce of your time, money and patience.

The initial euphoria you experience with a successful launch will be countered by the daily struggle of developing a company to manufacture and sell your product.  Along the way, you will also learn some hard lessons about personnel.  Carve it in stone — the people you are sure will be superstars will frequently disappoint you.

Developing a sales team was perhaps the most daunting. One of the dumbest things I ever did was to believe that we could take baseball players and make them salespeople.  WRONG.  Good salespeople have a specific skill set not typically found in most baseball players — certainly not the ones with whom we worked.  The problem was compounded by our inability to weed out the good from the bad in the interview process, since the one skill set that every salesperson has is the ability to sell themselves.  Subsequently, a colleague advised me that the best way to consider sales personnel is to look at their track record.  Past success usually translates to future success. Similarly, prior failures are typically repeated.

My day job is as an intellectual property lawyer.  I’ve come to recognize that there are three absolutes in life — death, taxes and successful products will be knocked off.  We certainly experienced more than our share of the latter.  Despite securing more than a dozen patents for our simulator, we’ve still had competitors nipping at our heels.  One in particular has dogged us persistently, leading to protracted and expensive litigation.  Despite our winning at every stage, the infringer has persisted.  When the case finally ends (after almost 20 years of litigation), both sides will have collectively spent far more in legal fees than the case was worth.  That’s a potential problem every startup company faces because existing companies can intentionally mire you in litigation and legal fees until you are forced to finally give up.  That’s a sad commentary about our patent and legal system.

For all the headaches, there is still one positive aspect of competition, however.  Being pushed in this manner makes one more resilient and forces you to keep up with the competition.  Over the years, we’ve redesigned our product line no less than four times.  The net result has been the reduction of manufacturing costs by 80 percent — while adding more features — and being able to pass the savings along to our customers.  This is one area where it has been a win-win for everybody.

As you move forward with building your company, every day will be a challenge.  Some of the tribulations will be of your own making, while others will be out of your control.  Who could have predicted the Great Recession of 2008-2009?  Or the COVID pandemic and its resultant supply chain problems?  We saw suppliers we relied on for critical components go out of business and had to learn how to source products from China.  Thank you, Alibaba!  Similarly, who could have anticipated that our customers would have to either shut their doors or cancel their seasons?

Ultimately, it’s all about resilience and having an underlying belief in your company and its products.  As the world changes, so do successful businesses.  We recently changed our model by partnering with one of the largest electromechanical manufacturers in the world, Foxconn, to manufacture our product, along with a team of skilled professionals in sales, marketing, public relations and sponsorship to help grow our business.

For all the pain involved in starting and growing your business, the feelings of accomplishment in realizing one’s dreams are second to none.  I think of the line uttered by manager Jimmy Duggan (Tom Hanks) in A League of Their Own: “It’s supposed to be hard. If it wasn’t hard, everyone would do it. The hard… is what makes it great.”  For me, the biggest reward is watching my son Adam — the same kid who struggled with off-speed pitches — grow into a successful businessman and manager running ProBatter Sports.  It’s been a long journey, but one that has been well worth taking.

The post PATIENCE, MY SON, PATIENCE appeared first on Home Business Magazine.

Original source: https://homebusinessmag.com/businesses/success-stories-businesses/patience-my-son-building-business/

Earn money by sharing your internet connection

This is a promotional article on behalf of Honeygain

Earn money by sharing your internet connection 

As the world struggles through a period of economic uncertainty, many people are looking at alternative ways to make extra money on the side. According to a study by Finder, 44% of Brits have at least one side hustle, with the most popular ways to earn cash including selling old or unwanted items, creating content, and creating products to sell.  

The National Living Wage in the UK currently stands at £10.42 per hour, a rise of 9.7 per cent compared to the previous financial year. However, due to this rise not keeping up with current inflation levels of 10.1%, money is still lost in real terms, as you need to spend more money to buy the same goods. For example, even though wages increased in April, food inflation is at 19.2%, meaning the real value of your income may be decreasing. 

So, it’s no surprise many are turning to side hustles to put a little extra in the bank. But many people don’t have time to take up a second job, take extra shifts at work, or create a small side business for themselves. Many of us may have childcare responsibilities or other commitments. In these instances, passive income streams may be a better option. Income streams allow a person to earn from something without having to actively participate in it. 

Honeygain 

honeygain earn from sharing internet connection

This is where useful tools such as Honeygain come in. Honeygain allows you to make money by sharing your internet connection. Now, that may seem daunting, but at MoneyMagpie we believe cybersecurity and the safety of personal information is key. So, let us explain what Honeygain does, and how you can earn extra income easily.  

When you start using Honeygain, your devices act as view towers to help businesses globally use the internet without location-based restrictions or censorship. It can be downloaded onto devices with a stable internet connection, including Linux, Android, Windows, macOS and iOS devices. 

So, you are now safely and securely sharing your internet connection using Honeygain. But how much could you actually earn? Well, the average earning is $40 per month. With various earning boosters, you can make over a hundred dollars every month if you wish to do so. 

Why is Honeygain so important? 

Not only is Honeygain a great method of earning extra money without much effort at all, but it is an extremely useful tool across the globe. A huge number of remote side hustles are aimed at North America and other Western regions. Honeygain allows people in other regions of the world with limited opportunities to earn extra money in an easy and straight-forward way.  

Completing online surveys is a popular option for people to make additional income in less-developed regions of the world. However, it requires effort and time commitments to earn money through survey sites.   

Honeygain is another option due to its accessibility worldwide. It can make a difference to people’s financial status in these regions without requiring additional work. 

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For example, in Gambia, the minimum wage currently stands at 50 dalasi per day – approximately $1.25 or £1.01. Average food costs in Gambia are approximately $107 per person, per month – that’s just under $25 per week. If someone living in Gambia earns $40 per month from Honeygain, they would be able to use the money to pay for almost two weeks of groceries. 

Similarly, the minimum wage in Chile is 410,000 Chilean Peso per month – that’s about $512. So, allowing a person living in Chile the opportunity to earn $40 to supplement their income means they would be getting over 7.5% added to their monthly earnings. 

These examples show just why applications like Honeygain are invaluable in helping people earn money in ways not possible before. Honeygain is giving people the opportunity to supplement their incomes no matter their financial status or background. 

Payment 

Earnings depend on the demand for your location from Honeygain’s business clients, plus the number of users in your area. Users can refer friends to get a permanent 10% bonus added to their earnings or participate in social media contests to increase their earning potential. 

You have a choice to be paid through either PayPal or cryptocurrency. You can even set up your earnings to pay for a subscription service automatically, including Spotify Premium, Netflix, and Xbox Live. 

Additionally, all user payouts are made secure by two-factor authentication (2FA). With single-factor authentication, you only need one form of confirmation to log into your account – your password. However, the app’s 2FA means you will need a unique code, sent by email, text message or a special authentication app to log in and get your payment. This prevents the money you earn falling into the wrong hands. 

Average food costs

There’s not just money to be earned, either. Users are the main beneficiary of Honeygain, and are entered into contests, offered special features like Lucky Pot and a great referral programme. When you refer a friend, they get $5 free for signing up, and when they share over 200 MB you’ll be entered to win up to 4 million Honeygain credits worth of prizes, including Macbooks, gift cards and more. Honeygain’s priority is your online security, offering you the opportunity to earn a great passive income and fun rewards, without ever compromising your information. 

Privacy and security 

Chief Privacy Officer, Department of Homeland Security

Honeygain securely shares your internet connection, without using or gaining access to any of your personal data. The only information collected from you is your email address and IP address.  

Only publicly available data is collected when you share your internet connection, so no secure or private data can be used. This data is then used by reputable, credible companies, lwho use it for market research, price comparisons, and other verified business practices. 

In short, Honeygain enables businesses to perform data-intensive operations, thanks to Honeygain users who supply the internet bandwidth. It solves what tech reviewers call “large data gathering problems” and improves business processes. If you’re ever annoyed by irrelevant ads, you can help correct the ad placement by using Honeygain.  

Honeygainis serious about privacy and will never access your device’s storage. Not only has it passed all anti-virus checks, but it prides itself on putting your cybersecurity first. Proxyware can be an uncertain topic for many, and a lack of awareness can lead to worries and concerns. So, they do all they can to stop security threats head on to put users at ease. 

 

If you want to make money passively with a click of a button, you can sign up for Honeygain here. Plus, as a valued MoneyMagpie reader, you’ll get $5 free as a gift from Honeygain. Click here, or use code ‘MONEYMAGPIE’ at checkout.

The post Earn money by sharing your internet connection appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/earn-money-by-sharing-your-internet-connection

Could the government introduce a price cap on food?

Could the government introduce a price cap on food?

It has emerged that the government is planning to introduce a price cap on the price of basic food items. This is an attempt to battle soaring food costs as the cost-of-living crisis rages on. 

An agreement with supermarkets and retailers – which would be voluntary – could see essentials such as bread and milk face a cap – and even a reduction – in price. Number 10 have said there will be no obligation for businesses to implement the cap. 

With food inflation at the highest level for almost 45 years, hitting 19.1% in the year to April, could be a relief for many. Although it has eased a little, there is still a long way to go. However, the idea is receiving mixed reviews from experts and retailers alike. 

Prime Minister Rishi Sunak has been warned his “1970s-style price controls” could cause food shortages and may not make much difference overall, with the British Retail Consortium (BRC) suggesting the plan “will not make a jot of difference”. 

The BRC represents the UK’s largest supermarkets and says food prices are reflective of increased energy costs. Similarly, inflated transport and labour costs have contributed to these increases. 

George MacDonald, executive editor at Retail Week, suggests a price cap on food could lead to controls on other essentials. He said: “Where would a price cap initiative end? If introduced there’s no logical reason to restrict them to food, there are plenty of other essential items that the less well-off sadly struggle to afford. 

“Should products such as toiletries, cleaning materials and baby goods like nappies – all in high demand at the food banks that have grown as the cost of living has borne down on consumers – also come within the remit of a price-capping scheme?” 

Interestingly, the food price cap model is based on one previously used in France and has already been put in place in Croatia and Hugary. 

Last week, Chancellor Jeremy Hunt met with food manufacturers about the cost of food in the UK. In the meeting, Mr Hunt, ‘highlighted the widespread concern among the British public about the current level of food prices and their impact on household budgets’, with the meeting concluding with The Chancellor agreeing that food manufacturers should continue to engage with senior government ministers to take steps to ease pressures on consumers. 

Many retailers are not happy with the proposals, suggesting many supermarkets are already facing losses to keep prices manageable for customers. Although some of the cost may be absorbed by businesses themselves, there’s no arguing food prices are causing serious strain to millions across the country. 

Some people are welcoming the idea. On Twitter, user Susanna said: “We are living in a ridiculous era that everyone defends prices high as 17 % in food but won’t accept a price cap. If the supermarkets can’t do a reasonable pricing someone has to intervene.” 

User Unity said: “Energy companies and food producers are profiteering! We need price caps!” 

What are your thoughts? Let us know in the comments!

 

The post Could the government introduce a price cap on food? appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/could-the-government-introduce-a-price-cap-on-food

Google modifies shopping ads policies to enhance transparency

Google has updated its Shopping ads Policy Center and free listings Policy Center to improve transparency for advertisers and retailers. These updates provide clearer information about how Google enforces its policies.

What’s new. Google has clarified the YouTube Shopping ads requirements and Discovery product ads format requirements to help retailers understand why their ads may not be performing well and how to address any issues.

The policies. You can review the Google Shopping ads policy center here, as well as the free listings policies to get a better understanding of how the policies are enforced. 

Why we care. These updates are important for advertisers to improve their understanding of policy enforcement and optimize their advertising strategies for better return on investment (ROI).

The post Google modifies shopping ads policies to enhance transparency appeared first on Search Engine Land.

Original source: https://searchengineland.com/google-modifies-shopping-ads-policies-to-enhance-transparency-427714

We turned Search Engine Land into a chatbot

Introducing the first generative AI chatbot for search marketers – the Search Engine Land ChatBot. Launched today in beta, we’re excited for you to test it out.

Search Engine Land chatbot

About the chatbot. Our bot has been trained on the Search Engine Land content, allowing you to explore, experiment and learn more about search marketing.

The chatbot that powers our ChatBot sits on top of OpenAI’s ChatGPT. It is based on more than 20,000 news articles, guides, tutorials and original and curated research pieces published on Search Engine Land – the publication of record for all things search and search marketing since 2006.

Our chatbot will be updated on a regular basis with newly published content.

How it works. Navigate to our ChatBot page and get ready to write prompts. We offer some best practices and sample prompts on that page.

For example, here’s what you’ll see on a prompt for “create a content marketing and SEO plan for a local bakery”.

CEO

You will probably come across some form of message about exceeding tokens. If this happens, try again. If it happens again, do your best to refine your prompt.

Again, we’re in BETA, so our chatbot is not perfect. But we’ll be working to continually make it better and more useful for you. We appreciate your patience (and helping us break this so we can improve it).

Why a chatbot? “Serving the marketing community is our reason for being, and the Search Engine Land ChatBot is an exciting way to provide that community with the information they need in a format that is complementary to our existing properties,” said Chris Elwell, CEO, Third Door Media.

Help us improve. We’re looking at ways to improve the bot and welcome your feedback. Give the Search Engine Land ChatBot a shot. We look forward to hearing from you!

MarTechBot. We also created the first generative AI experience for marketing professions with MarTechBot on our sibling publication, MarTech.org. You can dig deeper into the why and technology in these articles:

The post We turned Search Engine Land into a chatbot appeared first on Search Engine Land.

Original source: https://searchengineland.com/search-engine-land-chatbot-introduction-427728

What Should You Know About Healthcare Labels?

Home Business Magazine Online

The pharmaceutical industry in the United States is booming, as is the business of custom healthcare labels. From prescription powders and pills to dietary supplements, healthcare products and devices have seen a steady increase in market growth over the past two decades, and today this sector is one of the most profitable in our country. Are you a company trying to enter this industry and bring revolutionary products to market in line with FDA regulations? Then to distinguish yourself from the competition, you’ll need to enlist the services of a company that specializes in custom labels, creating a design for you that is both informative and practical.

Medication labels must meet strict requirements and should be one of the most resistant parts of the overall packaging of the medication. For this reason, the choice of material or adhesive from which they are constructed is vital, and the expertise of a professional company is paramount to ensure that the product label you are selling complies with the requirements of the American government. But what are these requirements, and what are some of the conditions that a healthcare label should endure? In the next few minutes, we will look at the answers to these questions and compare the pros and cons of custom and blank labels.

Be in Tune with the Latest Regulations

In the United States, the design requirements for medication labels fall under the Food and Drug Administration. But depending on the type of marketed product, some of these requirements may also be influenced at the state level. Are you, for example, a cannabis grower and want to commercialize your products regionally? Then the labeling of your product will be affected by the existing state regulations in your area. But for pharmaceuticals or OTC, the FDA regulations are clear. The marketed product must include the active ingredient used, the purpose for which it is used, instructions for usage, and warnings where these are valid.

In the case of products such as dietary supplements, the used healthcare labels must contain information on the source of the product, the manufacturer’s contact details, nutritional information, and a complete list of ingredients. Healthcare products must also comply with the Fair Packing and Labeling Act of 1967, which dictates the presentation of up-to-date information about the product’s identity and the manufacturing company. Moreover, in the case of OTC drugs, the product must also present a drug facts panel. The regulations you need to follow will be influenced by the product type you wish to market. Calling on a company specializing in healthcare labels could help you to identify the category in which your product falls and to create a custom label that will highlight the information needed to market it.

What Conditions Should Medication Labels Endure?

Professional medication labels must cope with various conditions and maintain legibility even in the most adverse circumstances. Firstly, they must withstand the extreme temperature differences encountered in laboratories. Some drugs can only be preserved at sub-zero temperatures, so the label adhesives must withstand freezing temperatures and high humidity. As drugs can be exposed on shelves for a long time, it is also essential for the label to be UV resistant and not fade over time. A label that loses legibility over time would violate FDA regulations and could lead to heavy fines for your company.

Healthcare labels must also be resistant to chemicals, be able to withstand leaky packages, not fade away in case of abrasion and be able to be applied to different types of materials such as HDPE or glass. Each year in the United States, over four billion medical prescriptions are dispensed, a number that is steadily increasing and that pales in comparison to the consumption of OTC drugs. For your company to have a chance to differentiate itself in this growing market, the label and packaging of the products you sell must be of the highest standard, and from this point of view, calling on the professional services of a company specialized in custom labeling production could be crucial for your success.

medicine
Depositphotos

Custom Labels vs. Blank Ones: What to Choose?

If you need labels for the products you sell, you’ll have a choice between custom-designed ones and blank labels that you can customize yourself. What you choose will depend on your preferences, your available free time, and your budget. Blank labels are an economical solution that can help you customize your product however you want and can be created on demand according to the number of requests for your product. But DIY labels require advanced graphic design knowledge and a thorough understanding of the FDA requirements for the marketed product. A mistake in the printing process could translate into heavy fines for which your company is unprepared.

In return, custom-made labels benefit from the professional assistance of specialized staff who can work with you to enhance your brand’s design language. In the case of medication labels, the company you call upon could work with you to create a label made of premium materials that will keep its properties intact even under the harshest conditions. Custom-made labels are more expensive than their blank counterparts and may, in some cases, require a minimum order which is not advantageous for start-up companies, but the benefits to your firm, in the long run, could make it all worth it.

Do What’s Suitable for Your Enterprise

The pharmaceutical industry in the United States is booming, and with it, so is that of custom-made healthcare labels. Are you the owner of a foreign pharmaceutical company that wants to market its products in the United States? In this case, you will have to navigate many hurdles imposed by the FDA to get your product approved for American use, and one of them might be the correlation of your labels with US standards. Are you instead an American manufacturer of dietary supplements? In this case, your priority will be the label’s design.

The expertise of a professional firm specializing in custom product labels could be vital in ensuring the goods you market are in tune with the latest market regulations while providing potential customers with all the design cues needed to make an informed purchase. For the product you are marketing to be profitable, its label design will need to be outstanding, and here, calling upon the services of a professional company could be synonymous with the future success of your enterprise.

The post What Should You Know About Healthcare Labels? appeared first on Home Business Magazine.

Original source: https://homebusinessmag.com/business-start-up/product-development/know-healthcare-labels/

Have you been mis-sold life insurance? You could be owed THOUSANDS

Have you ever cancelled a life insurance policy because the monthly premiums increased unexpectedly? If so, you could be owed tens or even hundreds of thousands of pounds in compensation. This is because you may have been the victim of mis-sold life insurance. 

Have I got a claim? 

In recent months, it has come to light that several well-known UK insurance companies have mis-sold a certain type of life insurance to customers. In doing this, they hid the fact monthly premiums would be increased substantially, and for many, the price increases have been astronomical. 

This forced many customers to cancel their policies due to the monthly payments becoming unaffordable. After cancelling, the money put into the insurance policy was lost, along with the comfort of knowing loved ones would receive a payout upon the policy holder’s death. 

How can I get my money back?

This is clearly unfair, but WLI Claims can help. Set up by a leading UK law firm, WLI Claims is working on a no-win no-fee basis to help those affected claim compensation from their insurance companies.  

No-win no-fee means just that; you will not have to pay for any costs or fees unless you win. 

If you or someone you know cancelled a life insurance policy due to an unexpected rise in premiums, click here. Enter a few simple details and WLI Claims will be in touch. 

The origin of WLI Claims 

WLI Claims was born from an experience that may be similar to yours. A mis-sold life insurance policy, thousands of pounds lost and feeling wronged.

“A number of years ago I took out a life insurance policy with a well-known life insurance company. I did this to support the financial future of my family – after all, the policy was guaranteed to pay out on my death as long as I maintained my monthly payments. Having gone through the documents, I signed up with the understanding that my monthly payments would remain consistent during my lifetime and that my family would be paid when I died.  

“Sadly, I was mistaken. After ten years of paying for the policy, I noticed that the monthly payments started to increase. Little by little initially, so I didn’t really pay any attention until I eventually noticed that they had significantly increased from the original figure quoted. Despite being a retired solicitor and reading the documentation carefully, I had not noticed anything in the sales material to suggest that after a number of years my monthly premium payments would go up every year as I got older.  

“When I queried this, I was informed that if I decided to cancel my policy, I would lose virtually all the money I had paid to date. And furthermore, if I wanted to maintain the monthly premium at the previous rate, the guaranteed pay out on my death would be adjusted and it would be just a fraction of the amount I had agreed. In short, unless I continued to pay ever-increasing monthly premiums, I would lose virtually everything that I had paid the insurance company and my family would lose the financial security I intended the policy to provide. 

“I felt trapped and let down. After some serious thought, I decided to cancel the policy because I realised that the premiums were becoming unaffordable. After I cancelled my policy, I could not shake the feeling I had been wronged and was the victim of an injustice. My wife encouraged me not to take this lying down and I started legal action. 

life insurance

“I discovered that: 

  • In practice, this type of life insurance had very little likelihood of ever being paid out. 
  • Policies were marketed and sold at enticingly low monthly premiums in order to get the customers in the door. 
  • Customers were rarely given any warning about how the premiums would rocket – and continue to rocket – as they got older – just when they and their families really needed the protection of life insurance. 

“The legal proceedings were long and drawn out. It was also expensive and stressful to take on a multi-billion-pound insurance company. However, I worked with a very talented and driven team and, after three long years and just weeks short of going to court, the insurance company agreed to settle out of court. Through this settlement, I received compensation from the insurance company to the tune of several hundreds of thousands of pounds.  

“Although I felt vindicated, our research showed that there are possibly hundreds of thousands of other innocent policy holders who have found themselves in a similar position over the previous 30 or 40 years. Many of these people cancelled their policies as the premiums became unaffordable and, in doing so, lost almost everything they had paid towards their life insurance product. 

“The more I looked into this, the more troubled I became by the behaviour of some of the UK’s most trusted insurance brands. What soon became apparent was that industry-wide, insurance companies were taking advantage of their customers who, individually, did not have the ability to fight back. This had to change. I spoke to the team who I worked with on my case and asked if something could be done about this wrongdoing. 

“And thus, WLI Claims came into being. Working on a no-win, no-fee basis, WLI Claims is making it easy, safe and stress-free for those – or the loved ones of those – who have cancelled life insurance policies due to an unexpected rise in premiums to secure the compensation they deserve.” 

Find out more

Click here to start your claim now.

The post Have you been mis-sold life insurance? You could be owed THOUSANDS appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/have-you-been-mis-sold-life-insurance-you-could-be-owed-thousands

Going abroad? Prepare and secure your home and vehicles

Going abroad? Secure your home and vehicles

It’s holiday season! Perhaps you’re one of the lucky Brits escaping the UK for a getaway abroad this summer. There is always plenty to think about – getting your passport ready, making sure the weight of your luggage is below the allowance, packing the essentials. But one thing we may often neglect to think about is whether your home and vehicles are safe when you are hundreds of miles away. 

You want to be able to focus on soaking up the sun and going for leisurely sea swims. A sure way to ruin your tranquillity is to find out something has happened whilst you are away. A great way to keep anxiety and stress at bay is to ensure you have left your home and car in a safe position. 

According to experts at A-Plan Insurance, here are the top tips to plan for the safety of your home and vehicles this summer. 

Home preparation 

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Clean your home 

It may seem impossible to keep your home tidy in the run-up to your holiday. However, doing little and often can help with the stress of this. Clean one or two rooms a day in the week leading up to your holiday. Hoover, disinfect and tidy each room. Why do this, you may ask? Well, there is nothing more stressful than coming back to a messy house. That’s one way to shatter the post-holiday haze. 

Ask the kids to help by getting them to tidy their own spaces. Perhaps you could reward them with a little holiday spending money, or an ice cream on the beach whilst you are away. 

Utilities and appliances 

Make sure you unplug all unnecessary appliances. Not only will this save you on your energy bills, but you reduce the risk of electrical fires or trips. This will keep your mind at ease whilst you are away. 

Switch off your water. New homes may be less likely to have leaky taps, but it’s a good idea to turn off the water system in your home when you go away. Not only will it reduce the chance of leaking or floods, but it’ll save you money. 

Check your boiler, too. You may not be keen to turn it off completely but see if there is a holiday mode setting on your boiler. Many new boilers have this function. If not, ensure your heating is turned off to save money. 

Sort your food 

The kitchen is the heart of the home and leaving it clean and prepared for your return will be a godsend when you arrive home shattered after hours of travel. You’ll thank yourself in the long run, even if it is a huge chore. 

Firstly, empty out your fridge. Coming home to a fridge full of mould and foul smells is enough to ruin anyone’s mood. Throw out or give away food set to go off when you are away or put anything you want to keep in the freezer for your return. 

You may be too exhausted post-holiday to go shopping for a few days – so stock your freezer with a ready meal or two or prepare some meals to freeze for when you are back. Get some snacks for the cupboards and a carton of long-life milk for that all-important cuppa. 

Schedule a food shop to arrive when you are back. You’ll have more time to unpack, reset, do the dreaded holiday laundry and prepare for work. Even if it’s not your usual preference, you will likely thank yourself for thinking ahead, especially with the kids whinging they are hungry, and you have an empty fridge. 

Maintenance 

Ensuring your home is as secure as possible will deter burglars. Making a property almost impossible to get into means you’re less likely to come home to a break-in. It’s also beneficial to stage your home, making it look occupied and as if someone is home. 

If you have a garden, mow your lawn before you go away. Overgrown grass is an indicator your home could be empty, so make sure the grass, particularly any at the front of the house, is given a chop. 

Turn off any outdoor lights. Outside lights that are left on all day may arouse suspicion as to whether your property is vacant. 

A build-up of post could also indicate an empty home. Make sure your post box is empty before you leave or ensure the state of your mailbox is not visible through any windows. If you are expecting any deliveries, divert them to a neighbour, or cancel them until you are back. Don’t leave a note on your front door telling the delivery men you are away and to leave with a neighbour! 

Set your alarms before leaving, lock all your doors and hide any valuables from the sight of windows. Secure your outbuildings too, lock sheds and secure garages. Keep any tools locked away safely – anything left out could be used to break in. 

Vehicle preparation 

Clean

  • Apply a steering wheel lock: This method of protection against vehicle theft is one of the easiest and cheapest ways to avoid this crime. They offer an obvious deterrent to any thief and a locking system that prevents the turning of the wheel, which means if they do manage to get into your car to steal it, they won’t get far. 
  • GPS Tracker: A tracker is a great way to ensure you know your vehicle’s whereabouts at any time. They can connect to your smartphone, making it super accessible to view while you are sitting at the beach. 
  • Wheel clamp: Another visual deterrent that will prevent your car from going anywhere is a wheel clamp. It will also put off any chancing thief as it would take a long time for them to try and remove it, posing more risk of being seen or stopped by neighbours and passers-by. 
  • Key signal blocker: One of the most common ways vehicles are stolen is by duplicating and cloning the signal from your key fob. To reduce this risk, you can purchase a key signal blocker lined with special isolation that prevents the frequency of your key from being duplicated, reducing the risk of your vehicle being stolen. 

The post Going abroad? Prepare and secure your home and vehicles appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/going-abroad-prepare-and-secure-your-home-and-vehicles

Bing Chat gains Android home widget and improved sports scores

Microsoft released a number of improvements to Bing Chat, including an Android home widget, improved sports scores and other updates for SwiftKey, the company announced. This is in addition to the other changes, including Bing being added as the default search provider for ChatGPT.

Android home widget. There is now a new Bing Chat widget that you can enable on your Android device’s Home screen. Once you install it, there will be a Bing icon will take you directly to Bing Chat.  

Here is how that looks:

Android

Improved sports scores. Bing Chat said it improved its “sports grounding,” adding they have “taken steps to help Bing Chat give better answers if you’re asking questions about sports topics — including games, schedules, stats, and standings across a variety of sports.”

Here is me asking for sports scores this morning:

Bing

Other changes. Bing also announced a number of changes to SwiftKey including how to compose messages in SwiftKey, new tones in SwiftKey when composing messages and new translator in SwiftKey for iOS.

Why we care. Now your sports score searches in Bing Chat should be a bit better, plus if you use Android, you can now access Bing Chat using the Android widgets. Don’t you just love these improvements?

The post Bing Chat gains Android home widget and improved sports scores appeared first on Search Engine Land.

Original source: https://searchengineland.com/bing-chat-gains-android-home-widget-and-improved-sports-scores-427678

Webinar: How to build consumer trust in a cookieless world by Cynthia Ramsaran

Business Finance

Building consumer trust is crucial for marketers. But how is that trust built in a future without cookies?

This webinar will explore how brands can use choice, control, and transparency to create personalized, permission-based experiences that minimize compliance risk and drive marketing ROI without relying on third-party cookies. 

Learn more by registering for and attending “Trust Matters: Building Consumer Confidence in a Cookieless World,” presented by OneTrust.


Click here to view more Search Engine Land webinars.

The post Webinar: How to build consumer trust in a cookieless world appeared first on Search Engine Land.

Original source: https://searchengineland.com/webinar-how-to-build-consumer-trust-in-a-cookieless-world-427699