UK’s cheapest supermarket revealed – and it may surprise you!

UK’s cheapest supermarket revealed – and it may surprise you 

Consumer experts Which? has revealed the UK’s cheapest supermarket for March (excluding Aldi and Lidl), and it may just surprise you. Coming in at a whopping £20 less than the most expensive supermarket, Waitrose, the cheapest supermarket is Sainsbury’s. 

This supermarket undercut its rivals Asda, Tesco and Morrisons. 

41 grocery items cost an average of £72.54 across the month at Aldi. This is compared to a total of £92.55 in Waitrose. The same items would cost £72.79. Comparing another 96 items, a total of 137 including the original 41, including branded products such as Andrex toilet paper and Cathedral City cheese, and not including Aldi and Lidl, found Asda was the cheapest, costing £343.91. 

Sainsbury’s was the next cheapest, costing £9.25 more. Waitrose was £41.83 more expensive than Asda. With many people considering Sainsburys a more expensive option, these finding are a pleasant surprise. These findings demonstrate shoppers can make considerable savings on their groceries by shopping around. 

However, Which? said many of the major supermarkets still have not done enough to support their customers during this time of high inflation and living costs. 

Retailers should make sure affordable basic ranges are available in all supermarket branches, including smaller convenience stores.  

Aldi

Which? list of cheapest supermarkets

 

Which? Retail editor Ele Clark said:  

“We know people are suffering through the worst cost-of-living crisis in decades and the price of food and drink has skyrocketed no matter where you shop. However, our monthly supermarket analysis shows you could save £20 on a basket of everyday groceries at the cheapest supermarket compared to the priciest one. 

“Supermarkets aren’t currently doing enough to help customers. Which? believes the big retailers have a responsibility to ensure everyone has easy access to basic, affordable food ranges at a store near them, and to provide transparent pricing so people can easily work out which products offer the best value.” 

 

The post UK’s cheapest supermarket revealed – and it may surprise you! appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/uks-cheapest-supermarket-revealed-and-it-may-surprise-you

SURVEY: 57% of readers unsure where their pension pot is invested

57% of readers unsure where their pension pot is invested.

We recently conducted a reader survey on social media, in which we asked our followers about their pensions. We asked people about their workplace and private pensions, as well as where their pensions are invested, and their pension providers. 

We conducted a reader survey previously and found the results extremely interesting. Not only do surveys help us understand your thoughts and feelings but help us to understand how we can help our readers. 

Here is what we found in this reader survey. 

 

Do you pay into a workplace pension? 

Prior to October 2012, employees needed to opt-in to contribute monthly to pensions. However, because of the Pensions Act 2011, employers must now automatically enrol their workers into a pension scheme. If you are unsure whether you are enrolled, or have been auto-enrolled in recent years, ask your workplace. 

If you have been automatically enrolled and would like to opt-out, you will have received a letter from your employer telling you you’ve been added to the scheme. If you opt-out within a month of your employer adding you, you will get back any money you put in. 

76% of our readers said that yes – they do pay into a workplace pension, with the remaining 24% of those asked saying they do not. 

The workplace participation rate across the UK is 79% as of April 2021 – an estimated 22.6 million employees. 

You can find out more about the workplace pension scheme here. 

 

Do you pay into a private pension? 

A private pension is a plan individuals can choose to contribute to themselves, which will be paid to them when they retire. It is different from the state pension, as there is no government involvement. It is also different to a workplace pension, as your employer is not matching your contributions. 

It’s a less popular option but may be good for those who are self-employed. According to our survey, just 21% of respondents said they had a private pension.  

74% of those who answered said they did not pay into a private pension, and the remaining 5% said they were unsure if they did or not.  

The private pensions statistics commentary from 2022 shows that from 2019 to 2020, approximately 9.5 million people paid into a private pension. This fell to just 6.8 million from 2020 to 2021 – perhaps the result of factors such as the Covid-19 pandemic, lockdowns and the income uncertainty that came with this. 

Find out more about how much you should have saved in a pension here. 

 

Do you know what your pension is invested into? 

This question perhaps had the most split of results. Of the 35% of people who responded ‘yes’ – 14% of those said they chose themselves where their pension is invested. The remaining 21% said that although they know what their pension is invested in, they didn’t choose it themselves. 

8% of respondents replied that they didn’t know a pension is invested. The remaining 57% responded ‘no clue’, suggesting they don’t know what their pension is invested in. 

In a defined contribution pension, you build a pot for retirement based on how much you and your employer pay in. Your money is usually invested in one or many funds, to help it grow over time. You can choose the level of risk associated with these funds and where your money is invested. 

Thinking about putting more money into your pension? Click here. 

 

Do you know who your pension provider is? 

Pension providers are organisations that provide pension arrangements for pension schemes. This is not for state pensions – which are paid by the government. Workplace pensions are set up by employers and run by pension providers with specialist pensions consultants. 

In our survey, almost two-thirds (64%) of respondents said they do know who their pension provider is, with the remaining 36% answering that they are unsure. 

If you are unsure of who your pension provider is, ask your employer. You may also have the name of your pension provider on your payslip. Look through any work-related documents you may have received, as it may also be on there. 

If you are unsure about your previous pension providers, there are many ways to find them, as well as previous pension pots. 

Here’s how to trace a lost pension. 

 

Do you know how much you currently have in your pension? 

Although you don’t need to know the exact amount in your pension pot and check constantly, it may be a good idea to have a vague knowledge of how much is in there. This can help you plan for retirement and work out how much you need to reach your goals. You may realise you need to increase your contributions going forward or find they are just right. 

‘Not at all’ was the most common response to this question. However, 35% suggested they have a vague idea, but aren’t completely sure of the amount in their pot. The remaining 24% of respondents said they check often and know exactly how much is in their pension. 

If you are unsure how to check your pension amount, contact your provider directly, or get help from your employer.  

How women can make the most of their pensions. 

 

Do you know where all your pension pots are? 

It’s not uncommon for people to not know where all their pension pots are. Moving house and changing jobs can result in people forgetting to update their details or forget about previous providers. 

15% of respondents stated they know where their pension pots are due to consolidating them. Pension consolidation is when you combine all your pension pots into one. 

62% of respondents suggested they know where their pension pots are, but they are separate.  

Almost a quarter (23%) said they have no idea where their pension pots are. Pension providers such as PensionBee offer useful tools to help you find lost pensions and consolidate your pots, so you can have them in one place. 

Having an idea of where your pension pots are – consolidated or not – helps you plan for retirement, and having a general idea of whether you are on track or not is imperative to ensuring a comfortable life when you finish work. 

Pensions for the self-employed explained. 

 

The post SURVEY: 57% of readers unsure where their pension pot is invested appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/survey-57-of-readers-unsure-where-their-pension-pot-is-invested

How to create a guide that is optimized, useful and comprehensive

Guides are all over the web. Google any word + “guide,” and you’ll probably find someone has written about that topic, no matter how obscure.

But there’s a good reason for this: Well-written guides are extremely valuable pieces of content.

When your audience encounters your guide at the right place and time, it can be life-changing. Your guide may be the cornerstone or the turning point in their experience of a particular topic.

You could teach them valuable skills, introduce them to a vital concept, expand their knowledge, or help them understand a complex subject.

As you’d imagine, a good guide can help build a strong trust between a person and a brand.

And trust contributes to the customer experience. It can eventually translate to profitable action like converting a casual reader into a subscribed follower or turning a fan into a customer.

That’s why it’s time to learn how to create optimized, useful, and comprehensive guides – so you, too, can build trust with your audience through high-quality content.

What is a guide?

A guide is a comprehensive piece of content that aims to educate an audience by:

  • Introducing them to a topic or subject.
  • Teaching them a set of concepts or ideas.
  • Walking them through a process to achieve an end goal.
  • Showing them the steps to complete an action.

Quite simply, an effective guide will teach you in some way.

But, the best of this content type will meet you at your level of understanding, speak to you in terms you understand, and take you to the next level to broaden your knowledge.

How to create a guide, ultimate-style

1. Understand the knowledge level of your target audience

To write a great guide, you need to understand your audience and know their knowledge level about your topic.

  • What do they already know?
  • Where are they starting from? (Are they beginners? Intermediates? Experts?)
  • What do they not know?
  • What are their top challenges?

These points are crucial to understand because you will use them as a benchmark for where your guide will begin and what it will cover.

Not understanding your audience’s knowledge level about your topic will lead to a less useful guide.

For example, starting a guide on baking bread with information about buying mixing bowls will be helpful only to true beginners who don’t have the right equipment yet. It won’t be helpful for baking enthusiasts who have moved beyond acquiring tools.

So, if you’re unsure what your audience knows or doesn’t know about your topic, you’ll need to do some research

When all else fails, ask them directly. Post a poll or survey on social media, or post a question asking for feedback on what your audience would like to know about X topic.

2. Research and outline your topic

Now it’s time to start drafting your guide. 

I always start with an outline and jot down everything I know the guide should include.

Then I research the topic to see what I’m missing, what others have written about it, and any additional tidbits I should add.

For example, even as an expert, you don’t want to rely entirely on your brain for fleshing out a topic.

You may know it well, but you also need to ensure you cover all the key areas readers care about.

Start by researching the topic on Google. Look at what the top articles cover and make sure your guide includes all of those sub-topics, too. 

For example, say you’re writing a guide on planting tulips. You discover the guides at the top of Google also include information about when to plant them, how to care for them, and additional tips on varieties and container planting. That means your guide needs to be just as thorough.

When your outline is equally as comprehensive as the top articles in Google, you’re still not done. You need to go further.

Include information guided by your expertise (or the brand’s expertise). That’s the mixture of experience and education that’s unique to you that will differentiate your content from the masses.

  • Add insights based on personal experience.
  • Add insider knowledge that most people don’t have.
  • Include tips, tricks, shortcuts, or advice.
  • Include useful information that similar guides are missing.

For instance, in this particular tulip planting guide, the author added information on common pests and fun facts. Similar guides are missing these pieces:

Tulip planting guide

Beyond Google, look at other information sources to flesh out your topic. Research books, look at interviews with experts, or watch videos.

Double-check to ensure you include the most accurate, relevant, and useful details in your guide.

3. Split your guide into sections, organized by sub-topic

At this point, while your draft is still pared down, it’s a good idea to get it organized.

  • Split it into sections, with each section covering a specific sub-topic. For example, the tulip planting guide would be split into sections like “when to plant tulips,” “how to plant tulip bulbs,” “how to care for growing tulips,” and “tulip varieties.”
  • Order the sections logically. You wouldn’t put “how to care for tulips” above the section on planting tulips, for instance, because one naturally precedes the other. (You can’t care for tulips you haven’t planted yet!)
  • If your guide includes any instructions or steps, ensure they’re clear, laid out logically, and easily read. Number each step so readers understand the sequence at a glance.

4. Use keyword-rich headings 

The best guides have clearly labeled sections with descriptive headings. This format helps readers find the information they’re looking for without having to hunt through unlabeled paragraphs that all bleed together.

It’s also good for SEO, especially if you include keywords in your section headings.

Here’s an example of a Chicago travel guide that uses clear, keyword-rich headings for each section:

Chicago travel guide

Particularly, note that the keyword “Chicago” is included in each heading.

Imagine if each heading was more generic, like “When to Go” vs. “When to Go to Chicago.” The difference is optimization. The latter heading is optimized – and the former isn’t.

If adding the focus keyword in your section headings doesn’t make sense, consider including related terms and phrases instead. You can find these by entering your main keyword into Semrush or Ahrefs.

At the very least, write headings that help your reader scan your guide and find the necessary information.

5. Go deep

Guides are typically long-form content for a reason. When readers look for a guide on a subject, they expect comprehensiveness. 

For that reason, don’t just skim the surface of your topic. Go deep.

That means you should try to include examples, descriptions, comparisons, or definitions in your guide. 

  • Examples put your subject in context for your readers. It shows them real-world applications of what you’re talking about.
  • Descriptions give readers sensory details that can widen their understanding. For instance, you can describe how something looks, feels, tastes, or smells to help your audience imagine it better.
  • Comparisons give additional context by comparing things your audience may not be familiar with to things they are familiar with.
  • Definitions also lay the groundwork for understanding a topic or difficult concept. Defining these in plain language can set up your reader to get the most out of the rest of your guide.

You may use some of these techniques or all of them – it really depends on your topic.

For example, in a guide about making a complex dessert, you might want to describe how it should look and taste to help your audience understand a successful end product.

Similarly, in a guide about bird-watching, you could help your audience identify a particular bird species by comparing it to a similar species and noting the key differences.

Explaining a subject well is an art form, so take the time to get it right to create the most useful guide possible for your particular audience.

Let’s return to high school English class briefly for this one. A useful lesson for writing guides is the importance of referencing sources to beef up your points.

In a nutshell, citing sources gives your content more credibility. Include them, and you’re essentially saying, “Hey, all these other authoritative people on this subject agree with me about this. That’s why you should listen to me.”

Even if you’re a known expert on your topic, including sources still shows that you did your homework. You’re drawing from the collective knowledge that exists on the topic, not just your own brain. 

Even further, some claims need proof to be credible – like if you write a guide on birds and claim that 10% of bird species can’t fly. You’ll need to prove that’s true, even if you’re the top bird expert.

So, to add credibility to your guide, look for opportunities to link to authorities on the subject. 

Search for recognizable names that are established authorities in the field. (Example: For medical information, known authorities include WebMD, Mayo Clinic, or the American Medical Association.)

Check their credentials and experience on their About page if the name isn’t well-known.

When evaluating websites, look at a variety of factors like their DA (domain authority) score, whether they accept and publish sponsored content, how they label that content, and whether the site is actually providing good information or if they’re just trying to sell you something.

(Note: A good identifier for credible websites is whether they accurately link to outside sources in their own content!)

Along with proving your credibility, linking to other sources can help provide additional information or context on your topic for readers from a trustworthy point of view (one you vetted for them!).

For that reason, consider adding links to related blog posts, ebooks, or even full-length books to allow the reader to learn more.

7. Add helpful visuals

It’s true what they say: A picture is worth 1,000 words. For that reason, adding helpful visuals to your guide is a great idea.

And, by the way, “visuals” means much more than just a few stock photos. Instead, try to find a variety of visuals in different formats that truly add meaning to your guide and clarify concepts.

  • For instance, a guide on planting tulip bulbs might benefit from photos demonstrating how deep and far apart to dig the planting holes. 
  • A guide on learning to knit begs for a video or a series of photos demonstrating how to cast the yarn onto the needle. 
  • A guide on different types of mental disorders could use an infographic chart that compares and contrasts them.
  • A beginner’s guide to a piece of software is much more useful with screenshots of processes and steps to use that software.

Think about what visual elements would add clarity to your text. If you were reading this guide as a beginner, what visuals would help you most? 

8. Format for readability

Without good formatting, long-form guides can be a chore to read.

After all, when faced with a lengthy, unbroken wall of paragraphs on a web page, what’s your first instinct?

If you’re like most people, you probably want to run away screaming. Or, you try to read a few paragraphs, but they all start to run together as your eyes glaze over and your mind wanders.

If that’s your guide people are trying and failing to read, that’s a failed guide.

Instead, the most successful guides are easy to read, scan and skim to find the information you need.

That’s because they are:

  • Organized and split into sections with clear, scannable headings.
  • Formatted for online reading with short paragraphs and plenty of white space around the text.
  • Digestible, even if the content is long, through the smart use of bulleted and numbered lists.
  • Not dominated by walls of text – they include helpful visuals to break up the text further.

9. Edit and optimize

With your first draft complete, you can edit and optimize your guide.

Even if you don’t have an editor, self-editing helps you trim your content’s fat and improve it.

Editing steps:

  • Walk away. Don’t try to edit the same day you finish writing. Give yourself a solid day away from the piece so you can see it more clearly.
  • Edit for flow. Ensure your sections are ordered logically and flow well from one to the next.
  • Clarify your writing. Simplify overly complex sentences, clean up your grammar, and check for spelling errors with an editing tool.
  • Tweak the readability. Break up long paragraphs, look for places where you could replace paragraphs of information with lists or bullets, and determine whether you could add more visuals.
  • Get a second pair of eyes. If you don’t have an editor, ask someone you trust to read the guide, edit, and provide feedback.

Optimization steps:

  • Keyword placement. Check for your focus keyword in the title (H1), main headings (H2s), and at least one subheading (H3). It should also appear naturally throughout the piece, along with related terms. If you haven’t used it enough, edit it into the content a few more times.
  • Meta title and description. Your keyword should appear at the beginning of these. When you write a meta description, think about how you can draw searchers in Google and describe the major benefit of reading your guide.
  • Image alt text. Make sure your images have alt text defined and that a few of them contain the keyword.
  • Links. Check that you’ve linked to related content on your site in a helpful way.

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5 examples of effective guides

For inspiration and guidance, check out these examples of effective guides that incorporate all of the above steps well.

Hiking guide

Hiking guide

This beginner’s guide to hiking the Appalachian Trail details everything you need to know, including a trail overview, when to start, what to pack, where to sleep, what to eat, additional resources to read, and more.

This guide is also a great example of how to link to authoritative and useful sources in your content:

Hiking guide - resources

Definitive guide to influencer marketing

Definitive guide to influencer marketing

This ultimate guide will teach you every facet of influencer marketing – including the how, the what and the why.

It’s super comprehensive and is broken down into chapters like “Getting Started with Influencer Marketing” and “How to Work with Influencers.”

Cooking mushrooms guide

This guide is a great example of delving deep into a specific topic. The author breaks down 15 types of mushrooms, how they taste, and how to cook them for delicious results. 

The kinds you’ve heard of – button mushrooms and shiitakes – are included, as well as ones you’ve probably never seen before, like black trumpet mushrooms or lion’s mane mushrooms.

Financial planning guide

This financial planning guide is a great example of what I like to call “overview” content.

This type of guide provides an introduction to a topic for beginners. It helps them understand what something is, its importance, and how to get started.

This guide doesn’t go deep but gives newbies the basics they need to understand the topic and eventually dive in deeper.

Tech stack guide

Tech stack guide

This tech stack guide’s audience is software companies, so the content is framed for that audience’s particular needs and problems.

It also uses vocabulary that the average person won’t understand but the average software company staffer or founder will.

Create useful guides to nurture your audience

Creating a guide can be a huge undertaking, but it’s worth it.

A useful guide will earn more than search traffic if optimized correctly – it will also bring in and build connections with people who need the information you’re offering.

Provide helpful, readable, educational, and useful information, and your guide just might become the turning point in someone’s experience of a topic.

That’s powerful and can lead to greater things like growing your audience and, thus, growing your business.

The post How to create a guide that is optimized, useful and comprehensive appeared first on Search Engine Land.

Original source: https://searchengineland.com/create-optimized-useful-comprehensive-guide-395891

Google announces new validations for ad account names

Beginning in June 2023, new Google Ads accounts will no longer be able to include a URL in their account names.

What’s changed. Specifically, when creating a new Google Ads account through the Google Ads API or updating an existing one, if a URL is found in the descriptive_name field, an ACTION_NOT_PERMITTED error will be generated, causing the operation to fail. This change, however, will not impact the descriptive_name field of existing accounts.

Dig deeper. You can read more about the change on the Google Ads Developer Blog.

Why we care. Adhering to new naming conventions is crucial to maintaining a seamless ad experience. By adhering to the new rules, advertisers can avoid encountering errors when creating or updating their accounts, thus ensuring a smooth account setup process, preventing potential delays in launching campaigns, and fostering a more organized and consistent naming convention across the platform.

The post Google announces new validations for ad account names appeared first on Search Engine Land.

Original source: https://searchengineland.com/google-announces-new-validations-for-ad-account-names-395951

What’s in a Name – Positive Black Images

Home Business Magazine Online

Meet Dexter R. Merritt Sr., the founder and CEO of Positive Black Images, a fine art publishing and distribution company located in Gaithersburg, Maryland.

Dexter R. Merritt Sr.
Dexter R. Merritt Sr.

After graduating from college in 1985, Mr. Merritt left Mississippi and settled in Dallas, Texas for eight years. As is the case with many graduates, he rented an apartment the first couple of years and subsequently purchased his first home a few years later. Upon doing so, he became intent on finding art that reminded him of the life he had left behind. He wanted pieces that reflected the nostalgia of the Mississippi Delta, and he wanted a collection that was representative of the African American experience. Additionally, he wanted to display art that could effectuate positive change.

Mr. Merritt visited several galleries in the Dallas/Fort Worth area. While he found several pieces that he liked, he also noticed a certain scarcity in what he was looking for and was subsequently able to find. As Mr. Merritt traveled from one gallery to another, he had the good fortune of meeting several talented artists. As he developed relationships with various artists, it became apparent that the perceived scarcity of the art he was seeking was not the end; it was the beginning. Mr. Merritt decided to be a part of the solution and work with local artists to help create the products he desired. As a consequence, in 1989 he founded Positive Black Images.

For 15 years, while working at large information technology companies during the day, he operated his parttime mail order business in the evenings and on the weekends. As the Positive Black Images business grew through the 1990’s and early 2000s, Mr. Merritt continued to assume positions of increased responsibility in corporate America. In 2004, it became apparent that he could no longer traverse both worlds and maintain a healthy work life balance. As a consequence, he placed a strategic pause on the part-time business and committed himself to a full-time career in engineering, program management, and portfolio management until his retirement in 2020. Mr. Merritt stated, he was blessed and thankful to have celebrated 35 plus years of service in his profession.

Mr. Merritt believes that people in general are not limited to one calling. We all have multiple interests, and they can evolve over time. In that spirit, he transformed the prior mail order business to function as an eCommerce site. Their collection of fine art and gift accessories includes open and limited-edition prints, full color and black and white reproductions, a full line of greeting cards, and other accessories. Positive Black Images takes pride in offering its customers the finest in African American art. They are particularly proud to offer a collection that is representative of the African American experience. All of the art has a purpose, and it tells a story.

Success Comes In Cans – I Can, You Can, We Can

I Can by Alix Beaujour You Can by Arthello Beck Jr. We Can by Arthello Beck Jr.
Photo Credit: Positive Black Images. Left to right: I Can by Alix Beaujour, You Can by Arthello Beck Jr., We Can by Arthello Beck Jr.

The 1st series they published was “Success Comes In Cans – I Can, You Can, We Can”. “I Can” by Alix Beaujour illustrates a young man as he studies by the light from a kerosene lamp with a ray of brightness illuminating one of his eyes. A black and white picture of Frederick Douglas can be seen in the background because during that time, there were no color photographs. “I Can” creatively communicates Mr. Merritt’s father’s determination and passion for education, dating back to his formative years. To truly appreciate his passion for education, you must first understand his philosophy of education. Dr. Merritt said, “Be it formal or informal, education is essential for one’s own survival and the survival of others. Openness and ambiguity encourage thinking; likewise, specificity limits thinking. Education comes in two forms. One form of education enables us to earn a living; the other enables us to live. It is paramount to realizing one’s full potential.” It was only fitting that “I Can” be the 1st painting in the “Success Comes In Cans” series.

“You Can” by Arthello Beck Jr. illustrates a schoolteacher as she inspires the younger generation to realize their full potential. This painting creatively communicates Mr. Merritt’s mother’s passion for educating others as a young teacher. To truly appreciate her passion and commitment to her students, you must first understand Mrs. Merritt’s commitment to her family and the communities she served. Mr. Merritt said that nurturing and educating others came naturally to his mother. It was only fitting that “You Can” be the 2nd painting in the “Success Comes In Cans” series.

“We Can” by Arthello Beck Jr. illustrates a family giving thanks before dinner. The Success Comes In Cans series illustrates that success in part can be achieved through educating yourself, taking the time to educate and mentor others, and family unity. It was only fitting that “We Can” be the 3rd painting in the “Success Comes In Cans” series.

Learn more about the company and browse their collection of fine art products by visiting www.positiveblackimagesfineart.com.

Also be sure to follow them on Facebook at www.facebook.com/PBIFineArt.

For press inquiries, contact info@positiveblackimagesfineart.com.

The post What’s in a Name – Positive Black Images appeared first on Home Business Magazine.

Original source: https://homebusinessmag.com/success-stories-lifestyles/whats-in-a-name-positive-black-images/

Future-Proofing Real Estate: Embracing Sustainability, Operational Excellence, and Innovative Solutions

Home Business Magazine Online

Adapting to a Changing Real Estate Landscape

The days of passive ownership in real estate are fading as investors realize the importance of active ownership in today’s rapidly evolving market. Understanding the effects of market changes on various regions, asset classes, and tenant demands is critical to success. By adopting a customer-focused, company-driven approach, investors can identify how assets can adapt to societal and business trends, ultimately ensuring long-term income and value.

Three Pillars of a Future-Proof Real Estate Strategy

To keep up with the changing market dynamics, real estate entrepreneurs must concentrate on three factors: sustainability, operational excellence, and innovative solutions that offer flexible contracts and investment options. This trio of focus areas forms the foundation of a future-proof real estate strategy, which we call the SOI approach.

Sustainability and Operational Excellence of Assets

Sustainability and operational excellence are connected at the asset level. Real estate investors can manage assets in a way that enables operational efficiency, minimizing the use of scarce resources, waste, and carbon emissions. The method may necessitate extra services, in-depth management, or increased expenses to enhance energy efficiency.

By integrating sustainability and operational excellence, investors can secure the value of assets for occupants, supporting their business models and rent-paying abilities.

Solutions That Benefit Both Tenants and Owners

Offering flexible solutions for tenants and investors helps align asset operations and income with the success of the occupier’s business. Although many real estate investors and banking specialists have hesitated to include this aspect in contracts, embracing this approach can create a virtuous cycle.

By treating each asset as an individual business, owners can support tenants through changing market conditions and economic statuses. This partnership model optimizes both parties’ financial security, preventing bankruptcies, vacancies, and obsolescence.

Aligning Investments with Sustainable Trends

Identifying long-term trends that influence real estate demand worldwide is essential for successful portfolio construction. Four key trends to consider are:

  1. Technology & the knowledge economy
  2. Rising individualism
  3. Aging populations & demographic shifts
  4. Connecting people & places

Investing in assets that align with these trends ensures a market tailwind, making it easier to achieve success. Therefore, carefully assess market segments for the top overall value.

Finding the Right Execution Partner

Operational excellence includes partnering with experts who understand local supply and demand dynamics and can service assets effectively. In addition, the right partner should know how to convert long-term trends into specific market opportunities and align investment performance with occupiers’ company achievements.

Exploring Different Investment Structures

Various investment structures can help cater to governance preferences, investment opportunity duration, and market timing. For example, mixing direct investments, open-ended funds, closed-ended partnerships, listed funds, and real estate loans can optimize access to operational excellence and open up the entire real estate investment market.

A Disciplined, Flexible Approach for Long-Term Success

The SOI framework is designed to underpin every investment and asset management decision, ensuring sustainable outperformance of clients’ investment objectives. This flexible, agile approach fosters long-term partnerships with stakeholders, including investors, tenants, society, and the environment, leading to a future-proof real estate portfolio.

New Launch Luxury Condo at Dunman Road for Investment

Grand Dunman is the latest condo launch in Singapore. This stylish and modern development offers a fantastic blend of luxury and convenience, located in a prime area with easy access to amenities and transport links. Designed with a contemporary touch, Grand Dunman provides a range of unit types to cater to different needs, making it perfect for singles, couples, or families. Find out more details on Grand Dunman and be part of this exciting new chapter in Singapore living.

The post Future-Proofing Real Estate: Embracing Sustainability, Operational Excellence, and Innovative Solutions appeared first on Home Business Magazine.

Original source: https://homebusinessmag.com/businesses/real-estate/future-proofing-real-estate-embracing-sustainability-operational-excellence-innovative-solutions/

Twitter introduces mandatory verification for advertisers

Starting April 21, verified check marks will be necessary for brands running ads on Twitter. Unless they’re spending over $1,000 a month, that is.

A copy of the email was posted on Twitter by Matt Navarra.

Why we care. To avoid paying the $8 a month for verification, your business will either need to spend $1,000 a month in ads or have a gold checkmark (which also costs $1,000 a month and indicates that you’re a “verified business”). Either way, Mush really wants his $1,000 a month from you.

IMO, it’s a confusing mess for businesses and advertisers trying to navigate Twitter’s new verification requirements, potentially deterring smaller advertisers and reducing the platform’s overall appeal. As if that was even possible at this point.

Not totally unreasonable. There is no official information on Twitter’s ad account pages indicating that only verified accounts can advertise, but it is reasonable to require verification for advertisers if it helps reduce spam or discourage malicious actors from using the platform. For this to be genuinely effective, however, a more rigorous vetting process beyond requiring a credit card and phone number would be necessary, as the $8 monthly fee alone is not a significant deterrent for scammers.

Going forward, it appears that those wishing to post an ad or promote a tweet must pay either $8/month for Twitter Blue or $1,000 per month to be recognized as a verified organization. An exception may be made for accounts with a grey checkmark, designated for official government-related accounts such as agencies, embassies, parliaments, and the like.

The post Twitter introduces mandatory verification for advertisers appeared first on Search Engine Land.

Original source: https://searchengineland.com/twitter-introduces-mandatory-verification-for-advertisers-395877

You can now use Google Bard to help you code

Google Bard can now help you code, and it supports over 20 different programming languages, including C++, Go, Java, Javascript, Python, and Typescript. So those of you that do a lot of coding during your search marketing tasks may want to utilize Google Bard or other AI chat engines, like ChatGPT or Bing Chat, to help with coding.

Coding with Bard. Google showed examples of how Bard can help you code. Google said you could “export Python code to Google Colab,” without having to use copy and paste to get it into Colab. Bard can also assist with writing functions for Google Sheets, Google explained.

Alphabet Inc.

Bard can help you debug code. Plus, if Bard gives you an error message or code that doesn’t do what you intended, you can just tell Bard, “this code didn’t work, please fix it,” and Bard can help you debug.

Bard

Bard can also explain what code does, here is an example of Bard explaining code:

C++

Why we care. If you do any coding, maybe Bard can help you along the way. Try prompting Bard for help with languages like C++, Go, Java, JavaScript, Python, TypeScript, and even Google Sheets functions. Google said this should work for programming experience levels from beginners to experienced engineers.

The post You can now use Google Bard to help you code appeared first on Search Engine Land.

Original source: https://searchengineland.com/you-can-now-use-google-bard-to-help-you-code-395880

Love horror films? Earn £5 for watching two freaky flicks

Love horror films? Earn £5 for watching two films. 

A new study has revealed that Birmingham is home to the biggest horror lovers in the UK. People from this major city love horror more than any other region in the country. In fact, 26% of people named it their favourite genre. 

The nationwide survey, conducted by Showcase Cinemas, has delved into the film fascinations of the UK. This is to celebrate a spooky set of releases coming up within the next few months. 

To mark the run of freaky flicks, Insider members at showcase cinemas who watch any two (or more!) horror films between now and May 4th, will receive £5 in rewards to use during a future visit. 

Horror fans will be in their element, with films such as Scream VI, Renfield and Evil Dead Rise available to watch this April. 

On the other end of the scale to Birmingham, the study showed Portsmouth is home to the biggest ‘scaredy-cats’ in the UK. Just 6% of those surveyed chose horror as their favourite genre. This is less than any other area in the country! 

Jon Dixon, UK Marketing Director for Showcase Cinemas said:

“Horror has always been a huge hit at the cinema, as people love for their emotions to be pushed to the limits. There are some amazing horror films coming out this year, which is why we wanted to give something back to cinemagoers who suffer a scare or two. 

“We’ll be offering any Insider members who watch any two or more horror releases until early May an extra £5 in rewards, which means they can put that money towards their ticket for another horror, or maybe save it for something else if they’ve had enough scares for a while!” 

To claim the reward, guests will need to be an Insider member and watch at least two of the participating horror films before May 4th. Anyone who isn’t currently a member can sign up for free via the Showcase website.   

TOP TEN HORROR LOVING CITIES

  1. BIRMINGHAM (26%) 
  2. CAMBRIDGE (25%) 
  3. BRISTOL (24%) 
  4. EDINBURGH (24%) 
  5. COVENTRY (23%) 
  6. LEEDS (23%) 
  7. LIVERPOOL (22%) 
  8. YORK (21%) 
  9. NEWCASTLE (20%) 
  10. GLASGOW (18%) 

The post Love horror films? Earn £5 for watching two freaky flicks appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/love-horror-films-earn-5-for-watching-two-spooky-flicks

Win a £25 Voucher to a Shop of Your Choice

How would you like to win a £25 voucher to a shop of your choice?

All you have to do is watch the video below about this video and answer our competition question.

You can also find out more about Allience Trust here.

What is the name of the first person that Jasmine Birtles talks to in the video and where does he work?

To enter simply follow the instructions below.

a Rafflecopter giveaway

The competition closes on Mon 1 May at midnight. The winner will be announced on our competition winners pageGood luck everyone! 

 

TERMS AND CONDITIONS

  • This competition is promoted by MoneyMagpie (“Promoter”). 
  • Competition entry is only open to residents of the United Kingdom aged 18 years or older. No purchase necessary.
  • The competition is not open to employees (and their families) of the Promoter MoneyMagpie, their agents or related third parties who are directly connected with the administration of the competition. 
  • The Promoter will not be responsible for lost or late competition entries.
  • The winner will be chosen at random by an independent judge and will be notified via email or telephone. The judge’s decision is final and no correspondence will be entered into.
  • By entering the competition you consent to being communicated to by the Promoter and the company offering the prize. Following such notification, the winner will be required to send the Promoter full details of their postal address to which the prize will be delivered (if applicable). You consent to your details being passed onto the company offering the prize so it can be sent out.
  • The winner agrees to the use of his/her name and image in any material associated with the competition, as well as their entry

The post Win a £25 Voucher to a Shop of Your Choice appeared first on MoneyMagpie.

Original source: https://www.moneymagpie.com/make-money/win-a-25-voucher-to-a-shop-of-your-choice